How do I become an appointed Broker/Agent for ARHealthNetworks?

1. Agents may contact NovaSys Health to download an appointment application.
2. Agents will complete, sign and return the appointment application with a copy of their Arkansas Life and Health License via Mail, Fax or Email to the locations listed here.
3. NovaSys Health will load the agent into the listing of appointed agents. These listings will be accessed by prospective employers for agents in their area.
4. Agents will receive an e-mail with a link to receive a login and password for access to the ARHealthNetworks.com broker application for the following tools and functions:
• Load prospective employers
• Receive an estimate of premiums
• Download documents and training information

Once appointed, what will be required for the Broker/Agent's sales process?

1. Employers will be directed to contact appointed agents to sign up for ARHealthNetworks.
• Employers who contact NovaSys Health will be offered a list of agents in their preferred area who have been appointed. This listing will also be available on www.arhealthnetworks.com.
• Appointed Agents may prospect employers for interest in ARHealthNetworks.
2. The Appointed Agent representing an employer group will contact NovaSys Health for completion of documents to request an estimate for premiums. These documents will be able to be downloaded once the broker has received a login/password.
3. The Appointed Agent may qualify the employer group with qualifying questions. These questions will be able to be downloaded once the broker has received a login/password.
4. The Appointed Agent will submit a completed group application and member enrollment forms (without supporting documents) to receive an estimate of premiums. These documents will be able to be downloaded once the broker has received a login/password.
5. The Appointed Agent will review the estimate of premiums with the group and determine if a quote request will be submitted. The Appointed Agent will gain any supporting documents for all member enrollment forms including proof of citizenship and residency within the State of Arkansas.
6. NovaSys Health will return to the Agent a complete quote including
1. Individual employee premiums
2. Total Premium
7. The Appointed Agent will have the employer sign all documents and return to NovaSys Health including
• NovaSys Health employer service agreement
• Express Scripts employer service agreement
• Group and Member quotes
8. Coverage will begin based on completion of all documents.
• Final Quotes completed and signed before the 15th of the month will bind coverage for the 1st of the following month. For example, paperwork completed June 14th would allow coverage to begin July 1st.
• Final Quotes completed and signed after the 15th of the month will bind coverage for the 1st of the 2nd month following. Foe example, paperwork completed June 16th would allow coverage to begin August 1st.
9. All employees who are included in the final quote will have coverage under the plan beginning at the first of the month.

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